Legal notice

This is the web portal www.g-ream.com of Nova Ljubljanska banka d.d., Ljubljana and its expert and service companies PRO-REM  d.o.o. - in liquidation, REAM Zagreb d.o.o., REAM Belgrade d.o.o. and  REAM Podgorica d.o.o (hereinafter: the Companies).

This notice applies to all webpages at the address www.g-ream.com. All the contents on these webpages are owned by the Companies and are provided for information purposes only. The Companies are not responsible for the use of the webpages and subpages www.g-ream.com and any potential damages resulting from use of the web contents of those pages. The Companies will strive for the accuracy of information on the said pages. The Companies may change any contents at any time without being obliged to inform the users and shall not be held responsible for the consequences of such changes.

Prior to their use, all data and information published on the portal www.g-ream.com must be verified with employees of the Companies. The data on the web portal are provided for information only and the Companies assume no responsibility for any errors in the contents, or the accuracy of the published data, that might result from any time mismatch, errors upon entry or other reasons that cannot be predicted. Further, the Companies shall not be responsible for the form and contents of the data obtained via hyperlinks not owned by the Companies.

The Companies reserve the right to modify, add or remove, at any time, the contents of these webpages, to add or remove the contents published on the website www.g-ream.com at any time, in any manner, partially or in whole, regardless of the reason and without any prior notice. All users use all published contents at their own responsibility.


The users may use the contents available on the said address for their personal needs and in so doing may not violate any copyrights. The authors of the contents shall not be responsible for any potential harmful consequences of such use. Any other use or distribution of these web contents, or part of them, shall be prohibited. The data on the said pages are subject to the applicable legislation.

Any publication, reproduction, sale, alteration or modification of such data without the written approval of the Companies shall be prohibited. Any attempt to unauthorisedly modify, damage or render such data on the Companies’ portal temporarily or permanently useless shall be punishable. Any attempt to unauthorisedly access any other contents in the framework of the Companies’ information system other than through these webpages shall also be punishable.